Call reports 2008
COMMUNITY BANK OF RAYMORE — 2008
What COMMUNITY BANK OF RAYMORE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 113,089,000 | 107,356,000 | 105,971,000 | 116,724,000 |
| Total loans | 77,711,000 | 81,157,000 | 86,668,000 | 89,955,000 |
| Allowance for loan losses | 697,000 | 712,000 | 727,000 | 741,000 |
| Securities available for sale | 12,962,000 | 10,911,000 | 7,806,000 | 9,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,996,000 | 97,372,000 | 95,853,000 | 106,331,000 |
| Interest-bearing deposits | 86,993,000 | 83,435,000 | 81,367,000 | 90,661,000 |
| Noninterest-bearing deposits | 16,003,000 | 13,937,000 | 14,486,000 | 15,670,000 |
| Equity capital | 9,350,000 | 9,187,000 | 9,359,000 | 9,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,595,000 | 3,017,000 | 4,385,000 | 5,699,000 |
| Interest expense | 689,000 | 1,240,000 | 1,738,000 | 2,213,000 |
| Net interest income | 906,000 | 1,777,000 | 2,647,000 | 3,486,000 |
| Noninterest income | 961,000 | 1,767,000 | 2,753,000 | 3,542,000 |
| Noninterest expense | 1,317,000 | 2,624,000 | 3,941,000 | 5,250,000 |
| Provision for loan losses | 22,000 | 42,000 | 65,000 | 89,000 |
| Pretax income | 528,000 | 901,000 | 1,422,000 | 1,717,000 |
| Income tax | 9,000 | 14,000 | 23,000 | 32,000 |
| Net income | 519,000 | 887,000 | 1,399,000 | 1,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,109,000 | 9,108,000 | 9,319,000 | 9,455,000 |
| Total capital | 9,806,000 | 9,820,000 | 10,046,000 | 10,196,000 |
| Risk-weighted assets | 88,349,000 | 91,400,000 | 94,811,000 | 100,141,000 |