Call reports 2007
COMMUNITY BANK OF RAYMORE — 2007
What COMMUNITY BANK OF RAYMORE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 105,814,000 | 108,158,000 | 114,156,000 | 112,598,000 |
| Total loans | 74,725,000 | 75,158,000 | 74,788,000 | 72,791,000 |
| Allowance for loan losses | 636,000 | 649,000 | 667,000 | 680,000 |
| Securities available for sale | 14,850,000 | 14,265,000 | 14,385,000 | 13,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,964,000 | 98,881,000 | 104,536,000 | 102,633,000 |
| Interest-bearing deposits | 81,349,000 | 82,785,000 | 87,344,000 | 84,903,000 |
| Noninterest-bearing deposits | 14,615,000 | 16,096,000 | 17,192,000 | 17,730,000 |
| Equity capital | 9,144,000 | 8,556,000 | 8,870,000 | 9,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,669,000 | 3,424,000 | 5,203,000 | 6,939,000 |
| Interest expense | 699,000 | 1,460,000 | 2,234,000 | 2,985,000 |
| Net interest income | 970,000 | 1,964,000 | 2,969,000 | 3,954,000 |
| Noninterest income | 650,000 | 1,359,000 | 2,111,000 | 2,848,000 |
| Noninterest expense | 1,133,000 | 2,293,000 | 3,511,000 | 4,810,000 |
| Provision for loan losses | 23,000 | 48,000 | 73,000 | 95,000 |
| Pretax income | 464,000 | 982,000 | 1,496,000 | 1,897,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 464,000 | 982,000 | 1,496,000 | 1,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,127,000 | 8,546,000 | 8,794,000 | 9,071,000 |
| Total capital | 9,763,000 | 9,195,000 | 9,461,000 | 9,751,000 |
| Risk-weighted assets | 85,761,000 | 86,717,000 | 87,327,000 | 85,689,000 |