Call reports 2006
COMMUNITY BANK OF RAYMORE — 2006
What COMMUNITY BANK OF RAYMORE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 96,902,000 | 98,556,000 | 105,108,000 | 104,181,000 |
| Total loans | 63,994,000 | 67,720,000 | 74,457,000 | 74,965,000 |
| Allowance for loan losses | 545,000 | 561,000 | 578,000 | 614,000 |
| Securities available for sale | 18,907,000 | 17,438,000 | 15,767,000 | 15,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,477,000 | 89,688,000 | 95,436,000 | 94,753,000 |
| Interest-bearing deposits | 75,959,000 | 74,937,000 | 77,733,000 | 78,642,000 |
| Noninterest-bearing deposits | 13,518,000 | 14,751,000 | 17,703,000 | 16,111,000 |
| Equity capital | 6,814,000 | 8,205,000 | 8,920,000 | 8,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,348,000 | 2,843,000 | 4,509,000 | 6,195,000 |
| Interest expense | 442,000 | 984,000 | 1,628,000 | 2,301,000 |
| Net interest income | 906,000 | 1,859,000 | 2,881,000 | 3,894,000 |
| Noninterest income | 588,000 | 1,195,000 | 1,847,000 | 2,481,000 |
| Noninterest expense | 1,017,000 | 2,103,000 | 3,162,000 | 4,448,000 |
| Provision for loan losses | 25,000 | 47,000 | 66,000 | 109,000 |
| Pretax income | 452,000 | 904,000 | 1,490,000 | 1,808,000 |
| Income tax | 42,000 | 42,000 | 42,000 | 42,000 |
| Net income | 410,000 | 862,000 | 1,448,000 | 1,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,907,000 | 8,359,000 | 8,945,000 | 8,663,000 |
| Total capital | 7,452,000 | 8,920,000 | 9,523,000 | 9,277,000 |
| Risk-weighted assets | 72,038,000 | 77,845,000 | 83,401,000 | 85,659,000 |