Call reports 2002
COMMUNITY BANK OF RAYMORE — 2002
What COMMUNITY BANK OF RAYMORE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 70,220,000 | 72,675,000 | 76,884,000 | 77,597,000 |
| Total loans | 50,925,000 | 51,960,000 | 55,258,000 | 53,954,000 |
| Allowance for loan losses | 435,000 | 456,000 | 467,000 | 544,000 |
| Securities available for sale | 8,475,000 | 8,307,000 | 8,427,000 | 8,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,656,000 | 66,751,000 | 71,138,000 | 71,670,000 |
| Interest-bearing deposits | 52,617,000 | 53,543,000 | 56,408,000 | 56,876,000 |
| Noninterest-bearing deposits | 12,039,000 | 13,208,000 | 14,730,000 | 14,794,000 |
| Equity capital | 5,132,000 | 5,476,000 | 5,262,000 | 5,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,056,000 | 2,108,000 | 3,184,000 | 4,234,000 |
| Interest expense | 360,000 | 658,000 | 958,000 | 1,229,000 |
| Net interest income | 696,000 | 1,450,000 | 2,226,000 | 3,005,000 |
| Noninterest income | 444,000 | 905,000 | 1,391,000 | 1,874,000 |
| Noninterest expense | 792,000 | 1,536,000 | 2,276,000 | 3,175,000 |
| Provision for loan losses | 0 | 20,000 | 30,000 | 125,000 |
| Pretax income | 348,000 | 799,000 | 1,311,000 | 1,664,000 |
| Income tax | 123,000 | 281,000 | 465,000 | 588,000 |
| Net income | 225,000 | 518,000 | 846,000 | 1,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,988,000 | 5,278,000 | 5,006,000 | 5,236,000 |
| Total capital | 5,423,000 | 5,734,000 | 5,473,000 | 5,780,000 |
| Risk-weighted assets | 51,907,000 | 54,132,000 | 56,268,000 | 55,940,000 |