Call reports 2001
COMMUNITY BANK OF RAYMORE — 2001
What COMMUNITY BANK OF RAYMORE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 66,123,000 | 68,696,000 | 68,664,000 | 73,485,000 |
| Total loans | 45,397,000 | 48,224,000 | 50,116,000 | 50,422,000 |
| Allowance for loan losses | 441,000 | 440,000 | 440,000 | 439,000 |
| Securities available for sale | 11,440,000 | 10,710,000 | 10,535,000 | 8,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,851,000 | 63,356,000 | 63,387,000 | 67,956,000 |
| Interest-bearing deposits | 50,341,000 | 52,208,000 | 51,504,000 | 54,676,000 |
| Noninterest-bearing deposits | 10,510,000 | 11,148,000 | 11,883,000 | 13,280,000 |
| Equity capital | 4,602,000 | 4,841,000 | 4,761,000 | 4,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,229,000 | 2,472,000 | 3,693,000 | 4,797,000 |
| Interest expense | 548,000 | 1,159,000 | 1,712,000 | 2,161,000 |
| Net interest income | 681,000 | 1,313,000 | 1,981,000 | 2,636,000 |
| Noninterest income | 477,000 | 942,000 | 1,385,000 | 1,850,000 |
| Noninterest expense | 708,000 | 1,453,000 | 2,136,000 | 2,901,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 450,000 | 802,000 | 1,230,000 | 1,585,000 |
| Income tax | 159,000 | 280,000 | 409,000 | 519,000 |
| Net income | 291,000 | 522,000 | 821,000 | 1,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,403,000 | 4,635,000 | 4,512,000 | 4,760,000 |
| Total capital | 4,844,000 | 5,075,000 | 4,952,000 | 5,199,000 |
| Risk-weighted assets | 46,998,000 | 50,024,000 | 50,677,000 | 51,945,000 |