Call reports 2026
BANK OF UTICA — 2026
What BANK OF UTICA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,447,578,000 | 1,508,615,000 |
| Total loans | 146,290,000 | 154,336,000 |
| Allowance for loan losses | 1,623,000 | 1,282,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 1,033,149,000 | 1,066,797,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,041,885,000 | 1,074,005,000 |
| Interest-bearing deposits | 979,173,000 | 1,006,133,000 |
| Noninterest-bearing deposits | 62,712,000 | 67,872,000 |
| Equity capital | 370,040,000 | 391,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 13,516,000 | 28,022,000 |
| Interest expense | 6,854,000 | 14,054,000 |
| Net interest income | 6,662,000 | 13,968,000 |
| Noninterest income | 136,000 | 254,000 |
| Noninterest expense | 2,503,000 | 4,980,000 |
| Provision for loan losses | 489,000 | 149,000 |
| Pretax income | 13,630,000 | 43,840,000 |
| Income tax | 2,723,000 | 8,931,000 |
| Net income | 10,907,000 | 34,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 370,040,000 | 391,604,000 |