Call report 2025Q4
BANK OF UTICA — 2025Q4
The 22 measures BANK OF UTICA reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,405,373,000 | USD | evidence → |
| Total loans | 142,319,000 | USD | evidence → |
| Allowance for loan losses | 1,141,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 1,001,028,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,010,249,000 | USD | evidence → |
| Interest-bearing deposits | 948,535,000 | USD | evidence → |
| Noninterest-bearing deposits | 61,714,000 | USD | evidence → |
| Equity capital | 359,132,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 52,294,000 | USD | evidence → |
| Interest expense | 27,142,000 | USD | evidence → |
| Net interest income | 25,152,000 | USD | evidence → |
| Noninterest income | 341,000 | USD | evidence → |
| Noninterest expense | 9,364,000 | USD | evidence → |
| Provision for loan losses | 84,000 | USD | evidence → |
| Pretax income | 40,475,000 | USD | evidence → |
| Income tax | 7,922,000 | USD | evidence → |
| Net income | 32,553,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 359,132,000 | USD | evidence → |