Call reports 2017
BANK OF UTICA — 2017
What BANK OF UTICA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,063,765,000 | 1,094,245,000 | 1,072,164,000 | 1,061,611,000 |
| Total loans | 66,722,000 | 70,952,000 | 72,769,000 | 67,520,000 |
| Allowance for loan losses | 1,745,000 | 1,759,000 | 1,786,000 | 1,775,000 |
| Securities available for sale | 96,772,000 | 97,248,000 | 95,800,000 | 101,036,000 |
| Securities held to maturity | 868,926,000 | 865,247,000 | 865,245,000 | 855,764,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 838,986,000 | 865,572,000 | 841,293,000 | 823,067,000 |
| Interest-bearing deposits | 798,860,000 | 818,633,000 | 787,911,000 | 775,196,000 |
| Noninterest-bearing deposits | 40,126,000 | 46,939,000 | 53,382,000 | 47,871,000 |
| Equity capital | 204,711,000 | 206,313,000 | 210,286,000 | 221,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,673,000 | 13,572,000 | 20,518,000 | 27,498,000 |
| Interest expense | 1,883,000 | 3,820,000 | 5,863,000 | 7,924,000 |
| Net interest income | 4,790,000 | 9,752,000 | 14,655,000 | 19,574,000 |
| Noninterest income | 164,000 | 307,000 | 434,000 | 561,000 |
| Noninterest expense | 1,622,000 | 3,326,000 | 5,004,000 | 10,039,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,528,000 | 7,386,000 | 14,155,000 | 14,818,000 |
| Income tax | 1,062,000 | 2,223,000 | 4,409,000 | -4,320,000 |
| Net income | 2,466,000 | 5,163,000 | 9,746,000 | 19,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 168,816,000 | 169,760,000 | 174,311,000 | 181,902,000 |
| Total capital | 196,366,000 | 197,750,000 | 201,907,000 | 211,924,000 |
| Risk-weighted assets | 1,008,351,000 | 1,013,906,000 | 1,010,983,000 | 996,998,000 |