Call report 2003Q4
BANK OF UTICA — 2003Q4
The 22 measures BANK OF UTICA reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 951,097,000 | USD | evidence → |
| Total loans | 57,141,000 | USD | evidence → |
| Allowance for loan losses | 2,692,000 | USD | evidence → |
| Securities available for sale | 12,393,000 | USD | evidence → |
| Securities held to maturity | 822,217,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 873,133,000 | USD | evidence → |
| Interest-bearing deposits | 846,538,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,595,000 | USD | evidence → |
| Equity capital | 74,165,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 43,805,000 | USD | evidence → |
| Interest expense | 21,596,000 | USD | evidence → |
| Net interest income | 22,209,000 | USD | evidence → |
| Noninterest income | 686,000 | USD | evidence → |
| Noninterest expense | 6,111,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 16,607,000 | USD | evidence → |
| Income tax | 5,606,000 | USD | evidence → |
| Net income | 11,001,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 68,779,000 | USD | evidence → |
| Total capital | 74,641,000 | USD | evidence → |
| Risk-weighted assets | 496,619,000 | USD | evidence → |