Call reports 2026
FIRST BANK RICHMOND — 2026
What FIRST BANK RICHMOND reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,513,612,000 | 1,546,784,000 |
| Total loans | 1,191,076,000 | 1,224,945,000 |
| Allowance for loan losses | 16,740,000 | 16,974,000 |
| Securities available for sale | 245,519,000 | 245,271,000 |
| Securities held to maturity | 2,353,000 | 2,354,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,111,731,000 | 1,152,399,000 |
| Interest-bearing deposits | 1,006,965,000 | 1,046,573,000 |
| Noninterest-bearing deposits | 104,766,000 | 105,826,000 |
| Equity capital | 134,075,000 | 136,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 21,131,000 | 42,992,000 |
| Interest expense | 9,796,000 | 19,702,000 |
| Net interest income | 11,335,000 | 23,290,000 |
| Noninterest income | 1,486,000 | 3,186,000 |
| Noninterest expense | 8,579,000 | 18,299,000 |
| Provision for loan losses | 621,000 | 1,412,000 |
| Pretax income | 3,549,000 | 6,661,000 |
| Income tax | 632,000 | 1,163,000 |
| Net income | 2,917,000 | 5,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 171,009,000 | 171,087,000 |
| Total capital | 187,015,000 | 187,563,000 |
| Risk-weighted assets | 1,279,391,000 | 1,317,204,000 |