Call reports 2025
FIRST BANK RICHMOND — 2025
What FIRST BANK RICHMOND reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,518,129,000 | 1,504,147,000 | 1,521,023,000 | 1,519,486,000 |
| Total loans | 1,192,899,000 | 1,185,298,000 | 1,196,650,000 | 1,192,523,000 |
| Allowance for loan losses | 16,078,000 | 16,219,000 | 16,365,000 | 16,466,000 |
| Securities available for sale | 253,568,000 | 247,941,000 | 249,655,000 | 251,915,000 |
| Securities held to maturity | 2,932,000 | 2,932,000 | 2,772,000 | 2,748,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,110,430,000 | 1,099,715,000 | 1,123,102,000 | 1,119,824,000 |
| Interest-bearing deposits | 1,002,309,000 | 990,173,000 | 1,007,443,000 | 1,014,802,000 |
| Noninterest-bearing deposits | 108,121,000 | 109,542,000 | 115,659,000 | 105,022,000 |
| Equity capital | 121,312,000 | 123,251,000 | 130,240,000 | 136,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 20,829,000 | 42,141,000 | 63,918,000 | 85,763,000 |
| Interest expense | 10,700,000 | 21,371,000 | 31,974,000 | 42,404,000 |
| Net interest income | 10,129,000 | 20,770,000 | 31,944,000 | 43,359,000 |
| Noninterest income | 1,307,000 | 2,725,000 | 4,154,000 | 5,888,000 |
| Noninterest expense | 8,032,000 | 15,806,000 | 23,726,000 | 31,759,000 |
| Provision for loan losses | 682,000 | 1,450,000 | 1,913,000 | 2,383,000 |
| Pretax income | 2,673,000 | 6,056,000 | 10,471,000 | 15,179,000 |
| Income tax | 466,000 | 991,000 | 1,755,000 | 2,607,000 |
| Net income | 2,207,000 | 5,065,000 | 8,716,000 | 12,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 165,669,000 | 166,555,000 | 168,248,000 | 170,591,000 |
| Total capital | 181,867,000 | 182,591,000 | 184,296,000 | 186,532,000 |
| Risk-weighted assets | 1,295,431,000 | 1,282,187,000 | 1,283,136,000 | 1,274,505,000 |
Machine access — free, no API key
Every figure shown here about FIRST BANK RICHMOND — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.