Call reports 2022
FIRST BANK RICHMOND — 2022
What FIRST BANK RICHMOND reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,252,385,000 | 1,267,788,000 | 1,275,368,000 | 1,324,581,000 |
| Total loans | 862,948,000 | 905,226,000 | 928,535,000 | 975,188,000 |
| Allowance for loan losses | 12,317,000 | 12,381,000 | 12,556,000 | 12,413,000 |
| Securities available for sale | 326,835,000 | 302,237,000 | 279,350,000 | 283,927,000 |
| Securities held to maturity | 8,146,000 | 8,144,000 | 7,360,000 | 6,672,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 929,065,000 | 955,329,000 | 986,642,000 | 1,033,051,000 |
| Interest-bearing deposits | 795,833,000 | 828,559,000 | 843,861,000 | 898,846,000 |
| Noninterest-bearing deposits | 133,232,000 | 126,770,000 | 142,781,000 | 134,205,000 |
| Equity capital | 135,760,000 | 125,868,000 | 93,279,000 | 102,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 11,942,000 | 24,389,000 | 37,557,000 | 51,847,000 |
| Interest expense | 1,923,000 | 3,862,000 | 6,570,000 | 10,406,000 |
| Net interest income | 10,019,000 | 20,527,000 | 30,987,000 | 41,441,000 |
| Noninterest income | 1,235,000 | 2,555,000 | 3,843,000 | 5,290,000 |
| Noninterest expense | 6,720,000 | 13,296,000 | 20,701,000 | 28,190,000 |
| Provision for loan losses | 200,000 | 400,000 | 600,000 | 600,000 |
| Pretax income | 4,334,000 | 9,386,000 | 13,529,000 | 17,941,000 |
| Income tax | 774,000 | 1,817,000 | 2,579,000 | 3,413,000 |
| Net income | 3,560,000 | 7,569,000 | 10,950,000 | 14,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,041,000 | 165,050,000 | 148,432,000 | 152,391,000 |
| Total capital | 173,358,000 | 177,431,000 | 160,988,000 | 164,804,000 |
| Risk-weighted assets | 1,031,099,000 | 1,061,240,000 | 1,092,183,000 | 1,151,680,000 |