Call reports 2021
FIRST BANK RICHMOND — 2021
What FIRST BANK RICHMOND reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,141,240,000 | 1,185,951,000 | 1,227,888,000 | 1,264,471,000 |
| Total loans | 774,787,000 | 797,792,000 | 807,935,000 | 845,305,000 |
| Allowance for loan losses | 10,959,000 | 11,431,000 | 11,849,000 | 12,108,000 |
| Securities available for sale | 258,146,000 | 329,765,000 | 358,096,000 | 357,525,000 |
| Securities held to maturity | 10,211,000 | 9,853,000 | 9,549,000 | 9,041,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 787,777,000 | 810,456,000 | 846,860,000 | 922,862,000 |
| Interest-bearing deposits | 638,998,000 | 682,576,000 | 718,090,000 | 785,873,000 |
| Noninterest-bearing deposits | 148,779,000 | 127,880,000 | 128,770,000 | 136,989,000 |
| Equity capital | 156,512,000 | 161,465,000 | 152,074,000 | 156,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,882,000 | 21,993,000 | 33,896,000 | 45,900,000 |
| Interest expense | 1,891,000 | 3,823,000 | 5,783,000 | 7,743,000 |
| Net interest income | 8,991,000 | 18,170,000 | 28,113,000 | 38,157,000 |
| Noninterest income | 1,656,000 | 3,381,000 | 4,604,000 | 5,805,000 |
| Noninterest expense | 6,356,000 | 12,636,000 | 18,976,000 | 26,143,000 |
| Provision for loan losses | 400,000 | 930,000 | 1,430,000 | 1,430,000 |
| Pretax income | 3,891,000 | 8,023,000 | 12,367,000 | 16,445,000 |
| Income tax | 753,000 | 1,547,000 | 2,353,000 | 3,074,000 |
| Net income | 3,138,000 | 6,476,000 | 10,014,000 | 13,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,464,000 | 159,802,000 | 153,340,000 | 157,481,000 |
| Total capital | 166,493,000 | 171,023,000 | 165,046,000 | 169,589,000 |
| Risk-weighted assets | 801,427,000 | 897,480,000 | 936,396,000 | 982,379,000 |