Call reports 2019
FIRST BANK RICHMOND — 2019
What FIRST BANK RICHMOND reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 878,608,000 | 1,078,349,000 | 953,813,000 | 983,369,000 |
| Total loans | 678,657,000 | 698,030,000 | 702,442,000 | 694,236,000 |
| Allowance for loan losses | 5,836,000 | 6,281,000 | 6,896,000 | 7,089,000 |
| Securities available for sale | 124,210,000 | 134,416,000 | 168,277,000 | 201,771,000 |
| Securities held to maturity | 17,248,000 | 17,111,000 | 16,729,000 | 15,918,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 644,275,000 | 828,890,000 | 652,823,000 | 662,098,000 |
| Interest-bearing deposits | 582,497,000 | 590,227,000 | 552,998,000 | 556,921,000 |
| Noninterest-bearing deposits | 61,778,000 | 238,663,000 | 99,825,000 | 105,177,000 |
| Equity capital | 84,366,000 | 87,704,000 | 154,055,000 | 141,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,825,000 | 20,196,000 | 31,191,000 | 41,849,000 |
| Interest expense | 2,674,000 | 5,625,000 | 8,459,000 | 11,185,000 |
| Net interest income | 7,151,000 | 14,571,000 | 22,732,000 | 30,664,000 |
| Noninterest income | 1,068,000 | 2,164,000 | 3,432,000 | 4,283,000 |
| Noninterest expense | 5,702,000 | 11,523,000 | 17,740,000 | 42,743,000 |
| Provision for loan losses | 525,000 | 1,010,000 | 1,715,000 | 2,600,000 |
| Pretax income | 2,017,000 | 4,264,000 | 6,793,000 | -10,297,000 |
| Income tax | 406,000 | 871,000 | 1,396,000 | -3,246,000 |
| Net income | 1,611,000 | 3,393,000 | 5,397,000 | -7,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,222,000 | 88,422,000 | 154,496,000 | 142,048,000 |
| Total capital | 92,058,000 | 94,703,000 | 161,392,000 | 149,137,000 |
| Risk-weighted assets | 743,893,000 | 749,186,000 | 749,640,000 | 766,294,000 |