Call reports 2018
FIRST BANK RICHMOND — 2018
What FIRST BANK RICHMOND reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 777,983,000 | 797,776,000 | 808,592,000 | 844,978,000 |
| Total loans | 601,380,000 | 615,761,000 | 630,749,000 | 660,469,000 |
| Allowance for loan losses | 5,251,000 | 5,633,000 | 5,628,000 | 5,600,000 |
| Securities available for sale | 114,266,000 | 117,378,000 | 121,051,000 | 122,470,000 |
| Securities held to maturity | 20,789,000 | 20,037,000 | 19,450,000 | 18,580,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 591,840,000 | 611,739,000 | 596,175,000 | 623,361,000 |
| Interest-bearing deposits | 529,356,000 | 547,753,000 | 532,986,000 | 562,592,000 |
| Noninterest-bearing deposits | 62,484,000 | 63,986,000 | 63,189,000 | 60,769,000 |
| Equity capital | 75,070,000 | 76,218,000 | 77,327,000 | 80,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,163,000 | 16,726,000 | 25,676,000 | 35,131,000 |
| Interest expense | 1,642,000 | 3,459,000 | 5,526,000 | 7,886,000 |
| Net interest income | 6,521,000 | 13,267,000 | 20,150,000 | 27,245,000 |
| Noninterest income | 854,000 | 1,827,000 | 2,863,000 | 4,506,000 |
| Noninterest expense | 5,409,000 | 10,886,000 | 16,316,000 | 22,692,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,680,000 |
| Pretax income | 1,517,000 | 3,321,000 | 5,361,000 | 7,397,000 |
| Income tax | 292,000 | 654,000 | 1,055,000 | 1,391,000 |
| Net income | 1,225,000 | 2,667,000 | 4,306,000 | 6,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,884,000 | 79,651,000 | 81,649,000 | 83,713,000 |
| Total capital | 83,135,000 | 85,284,000 | 87,277,000 | 89,313,000 |
| Risk-weighted assets | 672,402,000 | 680,447,000 | 704,875,000 | 733,000,000 |