Call reports 2017
FIRST BANK RICHMOND — 2017
What FIRST BANK RICHMOND reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 694,728,000 | 716,415,000 | 730,181,000 | 750,408,000 |
| Total loans | 479,748,000 | 514,263,000 | 544,274,000 | 564,129,000 |
| Allowance for loan losses | 5,594,000 | 5,733,000 | 6,083,000 | 4,800,000 |
| Securities available for sale | 132,853,000 | 128,189,000 | 120,383,000 | 118,345,000 |
| Securities held to maturity | 24,613,000 | 24,065,000 | 23,808,000 | 22,392,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 528,004,000 | 544,285,000 | 539,690,000 | 563,939,000 |
| Interest-bearing deposits | 467,552,000 | 480,142,000 | 474,256,000 | 501,473,000 |
| Noninterest-bearing deposits | 60,452,000 | 64,143,000 | 65,434,000 | 62,466,000 |
| Equity capital | 73,412,000 | 75,718,000 | 76,716,000 | 75,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,772,000 | 13,924,000 | 21,369,000 | 29,090,000 |
| Interest expense | 1,163,000 | 2,417,000 | 3,825,000 | 5,332,000 |
| Net interest income | 5,609,000 | 11,507,000 | 17,544,000 | 23,758,000 |
| Noninterest income | 811,000 | 1,755,000 | 2,925,000 | 4,046,000 |
| Noninterest expense | 5,095,000 | 10,244,000 | 15,455,000 | 20,625,000 |
| Provision for loan losses | 330,000 | 660,000 | 1,040,000 | 1,370,000 |
| Pretax income | 1,051,000 | 2,423,000 | 4,060,000 | 5,907,000 |
| Income tax | 200,000 | 508,000 | 988,000 | 2,750,000 |
| Net income | 851,000 | 1,915,000 | 3,072,000 | 3,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,163,000 | 73,549,000 | 75,151,000 | 76,400,000 |
| Total capital | 77,757,000 | 79,282,000 | 81,234,000 | 81,200,000 |
| Risk-weighted assets | 550,479,000 | 586,542,000 | 624,212,000 | 646,025,000 |