Call report 2008Q4
FIRST BANK RICHMOND — 2008Q4
The 22 measures FIRST BANK RICHMOND reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 630,053,000 | USD | evidence → |
| Total loans | 526,351,000 | USD | evidence → |
| Allowance for loan losses | 6,268,000 | USD | evidence → |
| Securities available for sale | 54,797,000 | USD | evidence → |
| Securities held to maturity | 8,089,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 437,511,000 | USD | evidence → |
| Interest-bearing deposits | 403,731,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,780,000 | USD | evidence → |
| Equity capital | 62,151,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 42,667,000 | USD | evidence → |
| Interest expense | 20,704,000 | USD | evidence → |
| Net interest income | 21,963,000 | USD | evidence → |
| Noninterest income | 2,760,000 | USD | evidence → |
| Noninterest expense | 15,553,000 | USD | evidence → |
| Provision for loan losses | 5,799,000 | USD | evidence → |
| Pretax income | 3,046,000 | USD | evidence → |
| Income tax | 883,000 | USD | evidence → |
| Net income | 2,163,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,677,000 | USD | evidence → |
| Total capital | 67,945,000 | USD | evidence → |
| Risk-weighted assets | 508,076,000 | USD | evidence → |