Call report 2007Q4
FIRST BANK RICHMOND — 2007Q4
The 22 measures FIRST BANK RICHMOND reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 653,393,000 | USD | evidence → |
| Total loans | 513,333,000 | USD | evidence → |
| Allowance for loan losses | 5,503,000 | USD | evidence → |
| Securities available for sale | 60,455,000 | USD | evidence → |
| Securities held to maturity | 8,107,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 484,480,000 | USD | evidence → |
| Interest-bearing deposits | 444,815,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,665,000 | USD | evidence → |
| Equity capital | 59,449,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 43,527,000 | USD | evidence → |
| Interest expense | 22,192,000 | USD | evidence → |
| Net interest income | 21,335,000 | USD | evidence → |
| Noninterest income | 3,409,000 | USD | evidence → |
| Noninterest expense | 15,763,000 | USD | evidence → |
| Provision for loan losses | 4,125,000 | USD | evidence → |
| Pretax income | 4,878,000 | USD | evidence → |
| Income tax | 1,604,000 | USD | evidence → |
| Net income | 3,274,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 59,367,000 | USD | evidence → |
| Total capital | 64,870,000 | USD | evidence → |
| Risk-weighted assets | 522,688,000 | USD | evidence → |