Call report 2003Q4
FIRST BANK RICHMOND — 2003Q4
The 22 measures FIRST BANK RICHMOND reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 594,099,000 | USD | evidence → |
| Total loans | 443,655,000 | USD | evidence → |
| Allowance for loan losses | 5,364,000 | USD | evidence → |
| Securities available for sale | 80,664,000 | USD | evidence → |
| Securities held to maturity | 2,584,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 396,681,000 | USD | evidence → |
| Interest-bearing deposits | 363,456,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,225,000 | USD | evidence → |
| Equity capital | 51,709,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 38,206,000 | USD | evidence → |
| Interest expense | 18,555,000 | USD | evidence → |
| Net interest income | 19,651,000 | USD | evidence → |
| Noninterest income | 923,000 | USD | evidence → |
| Noninterest expense | 12,997,000 | USD | evidence → |
| Provision for loan losses | 4,955,000 | USD | evidence → |
| Pretax income | 3,463,000 | USD | evidence → |
| Income tax | 1,031,000 | USD | evidence → |
| Net income | 2,432,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,811,000 | USD | evidence → |
| Total capital | 56,175,000 | USD | evidence → |
| Risk-weighted assets | 442,955,000 | USD | evidence → |