Call reports 2001
FIRST BANK RICHMOND — 2001
What FIRST BANK RICHMOND reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 505,696,000 | 533,598,000 | 557,931,000 | 552,222,000 |
| Total loans | 391,690,000 | 409,447,000 | 416,976,000 | 409,842,000 |
| Allowance for loan losses | 3,486,000 | 3,511,000 | 3,676,000 | 3,996,000 |
| Securities available for sale | 83,541,000 | 80,934,000 | 72,758,000 | 88,328,000 |
| Securities held to maturity | 1,679,000 | 1,659,000 | 15,608,000 | 15,195,000 |
| Trading assets | 0 | 0 | 981,000 | 1,009,000 |
| Total deposits | 308,701,000 | 341,784,000 | 367,140,000 | 358,766,000 |
| Interest-bearing deposits | 288,222,000 | 323,169,000 | 344,358,000 | 331,087,000 |
| Noninterest-bearing deposits | 20,479,000 | 18,615,000 | 22,782,000 | 27,679,000 |
| Equity capital | 46,526,000 | 48,219,000 | 46,542,000 | 46,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 10,707,000 | 22,080,000 | 33,682,000 | 45,063,000 |
| Interest expense | 6,438,000 | 12,887,000 | 19,236,000 | 25,141,000 |
| Net interest income | 4,269,000 | 9,193,000 | 14,446,000 | 19,922,000 |
| Noninterest income | 519,000 | 1,086,000 | 1,409,000 | 2,243,000 |
| Noninterest expense | 2,987,000 | 6,162,000 | 9,585,000 | 12,873,000 |
| Provision for loan losses | 747,000 | 1,262,000 | 1,823,000 | 2,818,000 |
| Pretax income | 1,215,000 | 2,775,000 | 3,848,000 | 5,425,000 |
| Income tax | 291,000 | 722,000 | 1,008,000 | 1,431,000 |
| Net income | 924,000 | 2,053,000 | 2,840,000 | 3,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,499,000 | 48,624,000 | 45,913,000 | 46,019,000 |
| Total capital | 50,985,000 | 52,135,000 | 49,589,000 | 50,015,000 |
| Risk-weighted assets | 368,949,000 | 391,715,000 | 420,245,000 | 426,818,000 |