Call reports 2015
SECURITY STATE BANK — 2015
What SECURITY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 124,120,000 | 117,659,000 | 123,873,000 | 126,117,000 |
| Total loans | 80,623,000 | 86,293,000 | 93,809,000 | 91,879,000 |
| Allowance for loan losses | 1,111,000 | 1,111,000 | 1,095,000 | 1,037,000 |
| Securities available for sale | 19,015,000 | 18,326,000 | 16,926,000 | 17,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,200,000 | 99,476,000 | 98,497,000 | 98,361,000 |
| Interest-bearing deposits | 83,556,000 | 78,332,000 | 75,919,000 | 74,263,000 |
| Noninterest-bearing deposits | 25,644,000 | 21,144,000 | 22,578,000 | 24,098,000 |
| Equity capital | 13,526,000 | 13,346,000 | 13,547,000 | 11,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,295,000 | 2,585,000 | 3,990,000 | 5,434,000 |
| Interest expense | 122,000 | 242,000 | 365,000 | 493,000 |
| Net interest income | 1,173,000 | 2,343,000 | 3,625,000 | 4,941,000 |
| Noninterest income | 236,000 | 502,000 | 741,000 | 970,000 |
| Noninterest expense | 1,238,000 | 2,471,000 | 3,765,000 | 5,002,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,794,000 |
| Pretax income | 171,000 | 374,000 | 601,000 | -885,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 171,000 | 374,000 | 601,000 | -885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,522,000 | 12,621,000 | 12,812,000 | 11,166,000 |
| Total capital | 13,633,000 | 13,692,000 | 13,907,000 | 12,203,000 |
| Risk-weighted assets | 88,880,000 | 85,606,000 | 90,003,000 | 90,195,000 |