Call reports 2014
SECURITY STATE BANK — 2014
What SECURITY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 119,674,000 | 114,385,000 | 117,989,000 | 131,771,000 |
| Total loans | 84,065,000 | 84,131,000 | 87,308,000 | 90,332,000 |
| Allowance for loan losses | 1,111,000 | 1,133,000 | 1,124,000 | 1,123,000 |
| Securities available for sale | 17,107,000 | 16,714,000 | 19,404,000 | 19,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,410,000 | 100,140,000 | 101,876,000 | 108,915,000 |
| Interest-bearing deposits | 82,598,000 | 77,919,000 | 76,239,000 | 83,470,000 |
| Noninterest-bearing deposits | 23,812,000 | 22,221,000 | 25,637,000 | 25,445,000 |
| Equity capital | 11,942,000 | 12,831,000 | 13,052,000 | 13,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,342,000 | 2,698,000 | 4,084,000 | 5,541,000 |
| Interest expense | 115,000 | 232,000 | 347,000 | 466,000 |
| Net interest income | 1,227,000 | 2,466,000 | 3,737,000 | 5,075,000 |
| Noninterest income | 191,000 | 368,000 | 556,000 | 728,000 |
| Noninterest expense | 1,160,000 | 2,303,000 | 3,495,000 | 4,725,000 |
| Provision for loan losses | 30,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 228,000 | 485,000 | 752,000 | 1,032,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 228,000 | 1,156,000 | 1,423,000 | 1,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,247,000 | 12,025,000 | 12,217,000 | 12,400,000 |
| Total capital | 12,353,000 | 13,130,000 | 13,303,000 | 13,440,000 |
| Risk-weighted assets | 89,636,000 | 88,356,000 | 93,256,000 | 101,537,000 |