Call reports 2013
SECURITY STATE BANK — 2013
What SECURITY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 115,617,000 | 119,268,000 | 126,152,000 | 124,199,000 |
| Total loans | 72,985,000 | 84,892,000 | 91,509,000 | 89,702,000 |
| Allowance for loan losses | 976,000 | 1,132,000 | 1,204,000 | 1,106,000 |
| Securities available for sale | 22,939,000 | 20,825,000 | 19,602,000 | 17,217,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,611,000 | 96,113,000 | 99,278,000 | 106,918,000 |
| Interest-bearing deposits | 76,921,000 | 74,429,000 | 77,817,000 | 82,439,000 |
| Noninterest-bearing deposits | 25,690,000 | 21,684,000 | 21,461,000 | 24,479,000 |
| Equity capital | 11,797,000 | 11,280,000 | 11,355,000 | 11,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,274,000 | 2,629,000 | 4,100,000 | 5,599,000 |
| Interest expense | 86,000 | 172,000 | 274,000 | 390,000 |
| Net interest income | 1,188,000 | 2,457,000 | 3,826,000 | 5,209,000 |
| Noninterest income | 213,000 | 404,000 | 621,000 | 810,000 |
| Noninterest expense | 1,047,000 | 2,127,000 | 3,226,000 | 4,471,000 |
| Provision for loan losses | 20,000 | 180,000 | 250,000 | 270,000 |
| Pretax income | 334,000 | 554,000 | 1,006,000 | 1,331,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 334,000 | 554,000 | 1,006,000 | 1,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,562,000 | 10,539,000 | 10,816,000 | 11,046,000 |
| Total capital | 11,406,000 | 11,565,000 | 11,894,000 | 12,005,000 |
| Risk-weighted assets | 83,104,000 | 92,635,000 | 100,759,000 | 100,256,000 |