Call reports 2009
SECURITY STATE BANK — 2009
What SECURITY STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 111,084,000 | 106,258,000 | 103,905,000 | 110,557,000 |
| Total loans | 60,761,000 | 67,607,000 | 67,169,000 | 68,709,000 |
| Allowance for loan losses | 484,000 | 484,000 | 524,000 | 603,000 |
| Securities available for sale | 25,393,000 | 25,248,000 | 25,265,000 | 26,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,908,000 | 96,075,000 | 92,522,000 | 100,298,000 |
| Interest-bearing deposits | 85,220,000 | 80,279,000 | 75,999,000 | 82,499,000 |
| Noninterest-bearing deposits | 15,688,000 | 15,796,000 | 16,523,000 | 17,799,000 |
| Equity capital | 8,874,000 | 8,693,000 | 9,155,000 | 8,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,172,000 | 2,376,000 | 3,684,000 | 4,975,000 |
| Interest expense | 383,000 | 700,000 | 991,000 | 1,264,000 |
| Net interest income | 789,000 | 1,676,000 | 2,693,000 | 3,711,000 |
| Noninterest income | 332,000 | 845,000 | 1,320,000 | 1,752,000 |
| Noninterest expense | 1,258,000 | 2,689,000 | 4,034,000 | 5,286,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 120,000 |
| Pretax income | -137,000 | -168,000 | -21,000 | 103,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -137,000 | -168,000 | -21,000 | 103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,861,000 | 7,831,000 | 7,977,000 | 7,900,000 |
| Total capital | 8,343,000 | 8,313,000 | 8,501,000 | 8,504,000 |
| Risk-weighted assets | 68,203,000 | 74,186,000 | 75,335,000 | 74,229,000 |