Call reports 2008
SECURITY STATE BANK — 2008
What SECURITY STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 96,192,000 | 98,969,000 | 100,570,000 | 100,603,000 |
| Total loans | 58,817,000 | 65,224,000 | 67,498,000 | 61,087,000 |
| Allowance for loan losses | 488,000 | 492,000 | 489,000 | 482,000 |
| Securities available for sale | 23,371,000 | 21,644,000 | 21,086,000 | 23,980,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,334,000 | 84,997,000 | 85,268,000 | 90,611,000 |
| Interest-bearing deposits | 71,382,000 | 70,826,000 | 72,474,000 | 77,023,000 |
| Noninterest-bearing deposits | 14,952,000 | 14,171,000 | 12,794,000 | 13,588,000 |
| Equity capital | 8,703,000 | 8,316,000 | 8,308,000 | 8,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,449,000 | 2,793,000 | 4,176,000 | 5,470,000 |
| Interest expense | 590,000 | 1,098,000 | 1,618,000 | 2,042,000 |
| Net interest income | 859,000 | 1,695,000 | 2,558,000 | 3,428,000 |
| Noninterest income | 398,000 | 839,000 | 1,250,000 | 1,659,000 |
| Noninterest expense | 1,264,000 | 2,561,000 | 3,859,000 | 5,153,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,000 | 21,000 | -3,000 | 25,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,000 | 21,000 | -3,000 | 25,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,974,000 | 7,995,000 | 7,971,000 | 7,998,000 |
| Total capital | 8,462,000 | 8,487,000 | 8,460,000 | 8,480,000 |
| Risk-weighted assets | 72,031,000 | 76,139,000 | 79,519,000 | 74,304,000 |