Call reports 2007
SECURITY STATE BANK — 2007
What SECURITY STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 83,576,000 | 91,839,000 | 98,210,000 | 99,896,000 |
| Total loans | 50,919,000 | 59,201,000 | 65,289,000 | 62,316,000 |
| Allowance for loan losses | 503,000 | 502,000 | 479,000 | 482,000 |
| Securities available for sale | 22,125,000 | 21,341,000 | 21,013,000 | 22,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,697,000 | 69,688,000 | 68,367,000 | 82,904,000 |
| Interest-bearing deposits | 55,206,000 | 56,856,000 | 55,869,000 | 65,436,000 |
| Noninterest-bearing deposits | 13,491,000 | 12,832,000 | 12,498,000 | 17,468,000 |
| Equity capital | 8,579,000 | 8,139,000 | 8,359,000 | 8,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,350,000 | 2,848,000 | 4,530,000 | 6,163,000 |
| Interest expense | 566,000 | 1,256,000 | 2,062,000 | 2,809,000 |
| Net interest income | 784,000 | 1,592,000 | 2,468,000 | 3,354,000 |
| Noninterest income | 284,000 | 651,000 | 1,036,000 | 1,385,000 |
| Noninterest expense | 1,190,000 | 2,416,000 | 3,662,000 | 4,892,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -122,000 | -173,000 | -158,000 | -153,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -122,000 | -173,000 | -158,000 | -153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,115,000 | 8,063,000 | 8,079,000 | 8,084,000 |
| Total capital | 8,618,000 | 8,565,000 | 8,558,000 | 8,566,000 |
| Risk-weighted assets | 62,906,000 | 71,569,000 | 78,118,000 | 76,103,000 |