Call reports 2006
SECURITY STATE BANK — 2006
What SECURITY STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 78,199,000 | 74,370,000 | 87,025,000 | 86,052,000 |
| Total loans | 35,313,000 | 43,536,000 | 54,287,000 | 51,484,000 |
| Allowance for loan losses | 525,000 | 526,000 | 527,000 | 519,000 |
| Securities available for sale | 20,074,000 | 21,182,000 | 20,948,000 | 20,681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,383,000 | 60,233,000 | 58,987,000 | 63,995,000 |
| Interest-bearing deposits | 52,976,000 | 48,304,000 | 46,448,000 | 49,423,000 |
| Noninterest-bearing deposits | 15,407,000 | 11,928,000 | 12,539,000 | 14,572,000 |
| Equity capital | 9,086,000 | 8,742,000 | 8,711,000 | 8,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,047,000 | 2,151,000 | 3,447,000 | 4,865,000 |
| Interest expense | 358,000 | 764,000 | 1,316,000 | 1,949,000 |
| Net interest income | 689,000 | 1,387,000 | 2,131,000 | 2,916,000 |
| Noninterest income | 284,000 | 574,000 | 872,000 | 1,191,000 |
| Noninterest expense | 1,034,000 | 2,085,000 | 3,317,000 | 4,575,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -64,000 | -121,000 | -311,000 | -465,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -64,000 | -121,000 | -311,000 | -465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,643,000 | 8,581,000 | 8,391,000 | 8,236,000 |
| Total capital | 9,125,000 | 9,107,000 | 8,918,000 | 8,755,000 |
| Risk-weighted assets | 47,290,000 | 56,868,000 | 70,095,000 | 65,037,000 |