Call reports 2005
SECURITY STATE BANK — 2005
What SECURITY STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 68,135,000 | 68,725,000 | 73,176,000 | 73,638,000 |
| Total loans | 34,975,000 | 37,598,000 | 40,616,000 | 39,648,000 |
| Allowance for loan losses | 531,000 | 536,000 | 531,000 | 525,000 |
| Securities available for sale | 18,119,000 | 18,685,000 | 21,212,000 | 19,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,938,000 | 60,436,000 | 53,309,000 | 63,462,000 |
| Interest-bearing deposits | 47,821,000 | 47,917,000 | 41,690,000 | 48,161,000 |
| Noninterest-bearing deposits | 12,117,000 | 12,519,000 | 11,618,000 | 15,301,000 |
| Equity capital | 7,569,000 | 7,576,000 | 7,516,000 | 9,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,718,000 | 2,691,000 | 3,702,000 |
| Interest expense | 227,000 | 484,000 | 792,000 | 1,129,000 |
| Net interest income | 621,000 | 1,234,000 | 1,899,000 | 2,573,000 |
| Noninterest income | 190,000 | 395,000 | 722,000 | 3,131,000 |
| Noninterest expense | 740,000 | 1,623,000 | 2,575,000 | 3,524,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 72,000 | 7,000 | 47,000 | 2,169,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 72,000 | 7,000 | 47,000 | 2,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,916,000 | 6,850,000 | 6,890,000 | 9,013,000 |
| Total capital | 7,447,000 | 7,386,000 | 7,421,000 | 9,538,000 |
| Risk-weighted assets | 42,892,000 | 45,590,000 | 51,755,000 | 49,226,000 |