Call reports 2004
SECURITY STATE BANK — 2004
What SECURITY STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 65,229,000 | 69,026,000 | 74,432,000 | 72,056,000 |
| Total loans | 32,900,000 | 39,231,000 | 44,131,000 | 40,816,000 |
| Allowance for loan losses | 535,000 | 535,000 | 535,000 | 533,000 |
| Securities available for sale | 21,396,000 | 21,897,000 | 21,296,000 | 20,521,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,813,000 | 56,120,000 | 49,572,000 | 58,858,000 |
| Interest-bearing deposits | 46,168,000 | 44,887,000 | 39,934,000 | 46,879,000 |
| Noninterest-bearing deposits | 10,645,000 | 11,233,000 | 9,638,000 | 11,979,000 |
| Equity capital | 7,900,000 | 7,381,000 | 7,904,000 | 7,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 733,000 | 1,474,000 | 2,351,000 | 3,260,000 |
| Interest expense | 150,000 | 304,000 | 504,000 | 738,000 |
| Net interest income | 583,000 | 1,170,000 | 1,847,000 | 2,522,000 |
| Noninterest income | 159,000 | 262,000 | 537,000 | 744,000 |
| Noninterest expense | 637,000 | 1,338,000 | 2,053,000 | 2,819,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 105,000 | 94,000 | 331,000 | 447,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 105,000 | 94,000 | 331,000 | 447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,781,000 | 6,771,000 | 7,007,000 | 6,843,000 |
| Total capital | 7,309,000 | 7,306,000 | 7,542,000 | 7,376,000 |
| Risk-weighted assets | 43,114,000 | 47,706,000 | 50,744,000 | 46,696,000 |