Call reports 2003
SECURITY STATE BANK — 2003
What SECURITY STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 67,831,000 | 71,616,000 | 67,058,000 | 68,322,000 |
| Total loans | 37,233,000 | 41,034,000 | 38,475,000 | 36,460,000 |
| Allowance for loan losses | 502,000 | 534,000 | 536,000 | 535,000 |
| Securities available for sale | 23,325,000 | 23,295,000 | 19,159,000 | 21,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,601,000 | 50,799,000 | 53,239,000 | 60,189,000 |
| Interest-bearing deposits | 45,139,000 | 42,237,000 | 41,937,000 | 47,345,000 |
| Noninterest-bearing deposits | 9,462,000 | 8,562,000 | 11,302,000 | 12,844,000 |
| Equity capital | 7,299,000 | 7,598,000 | 7,489,000 | 7,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 849,000 | 1,708,000 | 2,506,000 | 3,305,000 |
| Interest expense | 193,000 | 389,000 | 560,000 | 719,000 |
| Net interest income | 656,000 | 1,319,000 | 1,946,000 | 2,586,000 |
| Noninterest income | 135,000 | 280,000 | 457,000 | 826,000 |
| Noninterest expense | 607,000 | 1,222,000 | 1,885,000 | 2,538,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 80,000 |
| Pretax income | 154,000 | 317,000 | 438,000 | 794,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 154,000 | 317,000 | 438,000 | 794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,411,000 | 6,506,000 | 6,602,000 | 6,707,000 |
| Total capital | 6,913,000 | 7,040,000 | 7,138,000 | 7,242,000 |
| Risk-weighted assets | 46,509,000 | 47,299,000 | 46,458,000 | 45,377,000 |