Call reports 2025
MEREDITH VILLAGE SAVINGS BANK — 2025
What MEREDITH VILLAGE SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,590,319,000 | 1,609,518,000 | 1,618,455,000 | 1,611,246,000 |
| Total loans | 1,397,284,000 | 1,394,163,000 | 1,401,010,000 | 1,422,585,000 |
| Allowance for loan losses | 13,857,000 | 13,780,000 | 13,703,000 | 13,411,000 |
| Securities available for sale | 99,533,000 | 100,852,000 | 101,848,000 | 103,906,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,298,331,000 | 1,323,945,000 | 1,330,691,000 | 1,311,583,000 |
| Interest-bearing deposits | 1,143,859,000 | 1,149,892,000 | 1,156,921,000 | 1,134,289,000 |
| Noninterest-bearing deposits | 154,472,000 | 174,053,000 | 173,770,000 | 177,294,000 |
| Equity capital | 145,819,000 | 147,515,000 | 150,213,000 | 153,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 18,168,000 | 36,480,000 | 55,721,000 | 75,096,000 |
| Interest expense | 7,676,000 | 15,050,000 | 22,552,000 | 29,623,000 |
| Net interest income | 10,492,000 | 21,430,000 | 33,169,000 | 45,473,000 |
| Noninterest income | 1,391,000 | 3,040,000 | 4,567,000 | 6,206,000 |
| Noninterest expense | 10,344,000 | 21,172,000 | 32,339,000 | 43,084,000 |
| Provision for loan losses | 8,000 | 23,000 | 30,000 | -255,000 |
| Pretax income | 1,516,000 | 3,260,000 | 5,350,000 | 8,733,000 |
| Income tax | 307,000 | 683,000 | 1,067,000 | 1,852,000 |
| Net income | 1,209,000 | 2,577,000 | 4,283,000 | 6,881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,087,000 | 157,444,000 | 159,147,000 | 161,745,000 |
| Total capital | 169,341,000 | 170,695,000 | 172,433,000 | 175,274,000 |
| Risk-weighted assets | 1,059,220,000 | 1,059,093,000 | 1,061,956,000 | 1,081,868,000 |