Call reports 2022
MEREDITH VILLAGE SAVINGS BANK — 2022
What MEREDITH VILLAGE SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,291,920,000 | 1,369,843,000 | 1,483,609,000 | 1,552,881,000 |
| Total loans | 1,143,017,000 | 1,219,641,000 | 1,328,039,000 | 1,390,042,000 |
| Allowance for loan losses | 11,272,000 | 11,223,000 | 11,890,000 | 12,993,000 |
| Securities available for sale | 85,880,000 | 82,049,000 | 83,806,000 | 88,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,121,172,000 | 1,167,333,000 | 1,205,127,000 | 1,174,035,000 |
| Interest-bearing deposits | 934,277,000 | 959,650,000 | 982,615,000 | 987,273,000 |
| Noninterest-bearing deposits | 186,895,000 | 207,683,000 | 222,512,000 | 186,762,000 |
| Equity capital | 126,979,000 | 125,334,000 | 123,922,000 | 127,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 11,282,000 | 23,125,000 | 36,422,000 | 51,288,000 |
| Interest expense | 290,000 | 654,000 | 1,625,000 | 4,311,000 |
| Net interest income | 10,992,000 | 22,471,000 | 34,797,000 | 46,977,000 |
| Noninterest income | 1,177,000 | 2,358,000 | 3,541,000 | 6,493,000 |
| Noninterest expense | 8,543,000 | 18,112,000 | 27,440,000 | 37,534,000 |
| Provision for loan losses | 180,000 | 183,000 | 850,000 | 2,140,000 |
| Pretax income | 3,456,000 | 6,544,000 | 10,058,000 | 13,806,000 |
| Income tax | 868,000 | 1,598,000 | 2,477,000 | 3,015,000 |
| Net income | 2,588,000 | 4,946,000 | 7,581,000 | 10,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,133,000 | 134,496,000 | 137,132,000 | 140,375,000 |
| Total capital | 143,292,000 | 145,954,000 | 149,267,000 | 153,643,000 |
| Risk-weighted assets | 892,399,000 | 990,289,000 | 1,068,296,000 | 1,123,581,000 |