Call reports 2019
MEREDITH VILLAGE SAVINGS BANK — 2019
What MEREDITH VILLAGE SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 970,253,000 | 994,388,000 | 1,001,493,000 | 985,274,000 |
| Total loans | 845,670,000 | 869,703,000 | 885,104,000 | 877,047,000 |
| Allowance for loan losses | 6,489,000 | 6,625,000 | 6,755,000 | 6,625,000 |
| Securities available for sale | 68,294,000 | 63,206,000 | 60,215,000 | 55,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 730,889,000 | 751,440,000 | 745,031,000 | 747,362,000 |
| Interest-bearing deposits | 692,722,000 | 709,501,000 | 696,464,000 | 699,259,000 |
| Noninterest-bearing deposits | 38,167,000 | 41,939,000 | 48,567,000 | 48,103,000 |
| Equity capital | 106,594,000 | 108,690,000 | 111,012,000 | 112,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,138,000 | 20,655,000 | 31,251,000 | 41,825,000 |
| Interest expense | 1,961,000 | 4,167,000 | 6,246,000 | 8,095,000 |
| Net interest income | 8,177,000 | 16,488,000 | 25,005,000 | 33,730,000 |
| Noninterest income | 959,000 | 2,086,000 | 3,339,000 | 4,915,000 |
| Noninterest expense | 6,522,000 | 13,512,000 | 20,441,000 | 28,058,000 |
| Provision for loan losses | 141,000 | 286,000 | 424,000 | 397,000 |
| Pretax income | 2,472,000 | 4,814,000 | 7,520,000 | 10,231,000 |
| Income tax | 587,000 | 1,114,000 | 1,677,000 | 2,315,000 |
| Net income | 1,885,000 | 3,700,000 | 5,843,000 | 7,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,997,000 | 108,771,000 | 110,880,000 | 111,916,000 |
| Total capital | 113,721,000 | 115,631,000 | 117,870,000 | 118,776,000 |
| Risk-weighted assets | 640,399,000 | 661,446,000 | 679,971,000 | 669,024,000 |