Call reports 2018
MEREDITH VILLAGE SAVINGS BANK — 2018
What MEREDITH VILLAGE SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 902,948,000 | 957,031,000 | 951,989,000 | 975,332,000 |
| Total loans | 776,041,000 | 806,970,000 | 826,730,000 | 835,571,000 |
| Allowance for loan losses | 5,928,000 | 6,098,000 | 6,260,000 | 6,438,000 |
| Securities available for sale | 66,208,000 | 64,073,000 | 65,850,000 | 68,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 673,419,000 | 718,299,000 | 722,482,000 | 723,882,000 |
| Interest-bearing deposits | 637,480,000 | 671,923,000 | 677,387,000 | 684,448,000 |
| Noninterest-bearing deposits | 35,939,000 | 46,376,000 | 45,095,000 | 39,434,000 |
| Equity capital | 98,128,000 | 99,601,000 | 101,399,000 | 104,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,940,000 | 18,437,000 | 28,296,000 | 38,356,000 |
| Interest expense | 1,090,000 | 2,462,000 | 3,927,000 | 5,590,000 |
| Net interest income | 7,850,000 | 15,975,000 | 24,369,000 | 32,766,000 |
| Noninterest income | 1,088,000 | 2,137,000 | 3,307,000 | 4,652,000 |
| Noninterest expense | 6,254,000 | 12,832,000 | 19,349,000 | 26,323,000 |
| Provision for loan losses | 171,000 | 343,000 | 515,000 | 693,000 |
| Pretax income | 2,513,000 | 4,937,000 | 7,812,000 | 10,402,000 |
| Income tax | 556,000 | 1,083,000 | 1,828,000 | 2,342,000 |
| Net income | 1,957,000 | 3,854,000 | 5,984,000 | 8,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,069,000 | 100,965,000 | 103,073,000 | 105,149,000 |
| Total capital | 105,232,000 | 107,298,000 | 109,568,000 | 111,822,000 |
| Risk-weighted assets | 595,573,000 | 618,220,000 | 626,747,000 | 635,230,000 |