Call reports 2017
MEREDITH VILLAGE SAVINGS BANK — 2017
What MEREDITH VILLAGE SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 836,807,000 | 887,696,000 | 882,990,000 | 905,775,000 |
| Total loans | 718,501,000 | 749,496,000 | 761,232,000 | 772,327,000 |
| Allowance for loan losses | 5,397,000 | 5,556,000 | 5,675,000 | 5,824,000 |
| Securities available for sale | 64,360,000 | 62,591,000 | 60,750,000 | 64,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 647,318,000 | 663,969,000 | 684,220,000 | 689,489,000 |
| Interest-bearing deposits | 607,233,000 | 615,538,000 | 634,588,000 | 662,510,000 |
| Noninterest-bearing deposits | 40,085,000 | 48,431,000 | 49,632,000 | 26,979,000 |
| Equity capital | 92,798,000 | 94,307,000 | 96,059,000 | 96,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,005,000 | 16,322,000 | 25,032,000 | 33,845,000 |
| Interest expense | 689,000 | 1,543,000 | 2,442,000 | 3,430,000 |
| Net interest income | 7,316,000 | 14,779,000 | 22,590,000 | 30,415,000 |
| Noninterest income | 2,281,000 | 3,297,000 | 4,474,000 | 5,765,000 |
| Noninterest expense | 5,788,000 | 12,108,000 | 18,360,000 | 25,193,000 |
| Provision for loan losses | 155,000 | 309,000 | 463,000 | 660,000 |
| Pretax income | 3,659,000 | 5,724,000 | 8,313,000 | 10,417,000 |
| Income tax | 1,288,000 | 1,965,000 | 2,885,000 | 4,197,000 |
| Net income | 2,371,000 | 3,759,000 | 5,428,000 | 6,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,133,000 | 94,556,000 | 96,225,000 | 97,112,000 |
| Total capital | 98,764,000 | 100,347,000 | 102,135,000 | 103,171,000 |
| Risk-weighted assets | 559,913,000 | 583,659,000 | 591,290,000 | 595,845,000 |