Call reports 2016
MEREDITH VILLAGE SAVINGS BANK — 2016
What MEREDITH VILLAGE SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 778,144,000 | 822,983,000 | 823,342,000 | 827,272,000 |
| Total loans | 669,612,000 | 703,092,000 | 705,058,000 | 705,019,000 |
| Allowance for loan losses | 5,931,000 | 5,689,000 | 5,828,000 | 5,248,000 |
| Securities available for sale | 56,812,000 | 54,737,000 | 53,715,000 | 65,070,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 627,607,000 | 645,401,000 | 657,611,000 | 664,106,000 |
| Interest-bearing deposits | 588,888,000 | 597,437,000 | 609,343,000 | 621,074,000 |
| Noninterest-bearing deposits | 38,719,000 | 47,964,000 | 48,268,000 | 43,032,000 |
| Equity capital | 86,431,000 | 88,018,000 | 89,480,000 | 90,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,460,000 | 15,245,000 | 23,179,000 | 31,146,000 |
| Interest expense | 773,000 | 1,574,000 | 2,340,000 | 3,011,000 |
| Net interest income | 6,687,000 | 13,671,000 | 20,839,000 | 28,135,000 |
| Noninterest income | 898,000 | 1,963,000 | 3,372,000 | 4,818,000 |
| Noninterest expense | 5,513,000 | 11,276,000 | 17,141,000 | 23,684,000 |
| Provision for loan losses | 158,000 | 313,000 | 469,000 | 376,000 |
| Pretax income | 1,914,000 | 4,045,000 | 6,671,000 | 8,963,000 |
| Income tax | 605,000 | 1,233,000 | 2,237,000 | 2,804,000 |
| Net income | 1,309,000 | 2,812,000 | 4,434,000 | 6,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,120,000 | 87,606,000 | 89,110,000 | 90,761,000 |
| Total capital | 92,286,000 | 93,530,000 | 95,173,000 | 96,244,000 |
| Risk-weighted assets | 514,586,000 | 542,313,000 | 543,812,000 | 547,248,000 |