Call reports 2015
MEREDITH VILLAGE SAVINGS BANK — 2015
What MEREDITH VILLAGE SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 746,712,000 | 766,662,000 | 764,383,000 | 771,291,000 |
| Total loans | 626,647,000 | 644,113,000 | 644,810,000 | 653,715,000 |
| Allowance for loan losses | 5,014,000 | 5,543,000 | 5,678,000 | 5,794,000 |
| Securities available for sale | 60,241,000 | 57,936,000 | 56,679,000 | 57,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 592,592,000 | 620,519,000 | 624,474,000 | 630,281,000 |
| Interest-bearing deposits | 557,290,000 | 580,021,000 | 582,001,000 | 590,507,000 |
| Noninterest-bearing deposits | 35,302,000 | 40,498,000 | 42,473,000 | 39,774,000 |
| Equity capital | 83,212,000 | 82,467,000 | 84,032,000 | 84,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,189,000 | 14,487,000 | 21,898,000 | 29,454,000 |
| Interest expense | 1,039,000 | 1,993,000 | 2,843,000 | 3,676,000 |
| Net interest income | 6,150,000 | 12,494,000 | 19,055,000 | 25,778,000 |
| Noninterest income | 1,209,000 | 3,006,000 | 4,211,000 | 5,551,000 |
| Noninterest expense | 5,474,000 | 10,929,000 | 16,402,000 | 22,534,000 |
| Provision for loan losses | 243,000 | 802,000 | 989,000 | 1,177,000 |
| Pretax income | 1,643,000 | 3,819,000 | 5,923,000 | 7,674,000 |
| Income tax | 493,000 | 1,214,000 | 1,886,000 | 2,429,000 |
| Net income | 1,150,000 | 2,605,000 | 4,037,000 | 5,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,882,000 | 82,462,000 | 83,863,000 | 85,039,000 |
| Total capital | 88,066,000 | 88,175,000 | 89,711,000 | 91,068,000 |
| Risk-weighted assets | 558,086,000 | 571,653,000 | 558,466,000 | 508,461,000 |