Call reports 2014
MEREDITH VILLAGE SAVINGS BANK — 2014
What MEREDITH VILLAGE SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 725,238,000 | 763,317,000 | 748,791,000 | 754,292,000 |
| Total loans | 606,677,000 | 621,678,000 | 628,583,000 | 622,393,000 |
| Allowance for loan losses | 5,189,000 | 5,280,000 | 5,478,000 | 4,933,000 |
| Securities available for sale | 56,334,000 | 55,452,000 | 62,306,000 | 61,206,000 |
| Securities held to maturity | 25,000 | 25,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 534,821,000 | 576,219,000 | 573,006,000 | 569,234,000 |
| Interest-bearing deposits | 505,062,000 | 541,635,000 | 532,807,000 | 533,998,000 |
| Noninterest-bearing deposits | 29,759,000 | 34,584,000 | 40,199,000 | 35,236,000 |
| Equity capital | 79,572,000 | 80,866,000 | 81,789,000 | 82,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,144,000 | 14,285,000 | 21,544,000 | 28,810,000 |
| Interest expense | 1,048,000 | 2,134,000 | 3,286,000 | 4,384,000 |
| Net interest income | 6,096,000 | 12,151,000 | 18,258,000 | 24,426,000 |
| Noninterest income | 1,079,000 | 2,075,000 | 3,472,000 | 4,685,000 |
| Noninterest expense | 5,488,000 | 11,021,000 | 16,689,000 | 22,945,000 |
| Provision for loan losses | 233,000 | 465,000 | 698,000 | 2,016,000 |
| Pretax income | 1,451,000 | 2,745,000 | 4,375,000 | 4,182,000 |
| Income tax | 415,000 | 779,000 | 1,282,000 | 1,044,000 |
| Net income | 1,036,000 | 1,966,000 | 3,093,000 | 3,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,900,000 | 80,817,000 | 81,921,000 | 81,966,000 |
| Total capital | 85,234,000 | 86,242,000 | 87,544,000 | 87,044,000 |
| Risk-weighted assets | 519,815,000 | 526,451,000 | 532,157,000 | 523,900,000 |