Call reports 2013
MEREDITH VILLAGE SAVINGS BANK — 2013
What MEREDITH VILLAGE SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 672,092,000 | 712,211,000 | 700,785,000 | 714,872,000 |
| Total loans | 544,292,000 | 568,596,000 | 585,479,000 | 601,536,000 |
| Allowance for loan losses | 7,732,000 | 6,701,000 | 6,973,000 | 8,250,000 |
| Securities available for sale | 57,492,000 | 54,430,000 | 59,946,000 | 58,280,000 |
| Securities held to maturity | 25,000 | 25,000 | 25,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 530,161,000 | 553,648,000 | 534,338,000 | 536,633,000 |
| Interest-bearing deposits | 503,615,000 | 508,596,000 | 499,274,000 | 503,557,000 |
| Noninterest-bearing deposits | 26,546,000 | 45,052,000 | 35,064,000 | 33,076,000 |
| Equity capital | 76,616,000 | 76,832,000 | 78,562,000 | 78,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,780,000 | 13,614,000 | 20,633,000 | 27,728,000 |
| Interest expense | 1,158,000 | 2,269,000 | 3,353,000 | 4,439,000 |
| Net interest income | 5,622,000 | 11,345,000 | 17,280,000 | 23,289,000 |
| Noninterest income | 1,287,000 | 2,661,000 | 5,335,000 | 6,692,000 |
| Noninterest expense | 5,001,000 | 10,291,000 | 15,786,000 | 21,499,000 |
| Provision for loan losses | 537,000 | 1,136,000 | 1,735,000 | 3,136,000 |
| Pretax income | 1,371,000 | 2,579,000 | 5,094,000 | 5,346,000 |
| Income tax | 352,000 | 659,000 | 1,409,000 | 1,362,000 |
| Net income | 1,019,000 | 1,920,000 | 3,685,000 | 3,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,126,000 | 75,006,000 | 78,814,000 | 79,095,000 |
| Total capital | 80,145,000 | 81,194,000 | 85,119,000 | 85,663,000 |
| Risk-weighted assets | 479,649,000 | 494,383,000 | 503,617,000 | 523,606,000 |