Call reports 2012
MEREDITH VILLAGE SAVINGS BANK — 2012
What MEREDITH VILLAGE SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 675,980,000 | 689,580,000 | 679,483,000 | 680,234,000 |
| Total loans | 525,167,000 | 531,338,000 | 528,201,000 | 524,394,000 |
| Allowance for loan losses | 4,698,000 | 5,214,000 | 6,929,000 | 7,253,000 |
| Securities available for sale | 83,455,000 | 74,049,000 | 74,107,000 | 60,623,000 |
| Securities held to maturity | 45,000 | 45,000 | 45,000 | 30,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,947,000 | 531,770,000 | 525,712,000 | 530,842,000 |
| Interest-bearing deposits | 484,813,000 | 501,206,000 | 494,098,000 | 502,439,000 |
| Noninterest-bearing deposits | 26,134,000 | 30,564,000 | 31,614,000 | 28,403,000 |
| Equity capital | 74,709,000 | 75,838,000 | 76,032,000 | 76,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,494,000 | 14,950,000 | 22,254,000 | 29,132,000 |
| Interest expense | 1,415,000 | 2,799,000 | 4,169,000 | 5,486,000 |
| Net interest income | 6,079,000 | 12,151,000 | 18,085,000 | 23,646,000 |
| Noninterest income | 1,381,000 | 2,913,000 | 4,677,000 | 6,723,000 |
| Noninterest expense | 5,562,000 | 11,036,000 | 16,502,000 | 22,364,000 |
| Provision for loan losses | 461,000 | 1,222,000 | 3,794,000 | 4,905,000 |
| Pretax income | 1,437,000 | 2,807,000 | 2,471,000 | 3,647,000 |
| Income tax | 367,000 | 714,000 | 375,000 | 778,000 |
| Net income | 1,070,000 | 2,093,000 | 2,096,000 | 2,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,706,000 | 72,879,000 | 72,883,000 | 73,656,000 |
| Total capital | 76,537,000 | 78,238,000 | 78,756,000 | 79,571,000 |
| Risk-weighted assets | 472,428,000 | 473,627,000 | 468,647,000 | 471,752,000 |