Call reports 2011
MEREDITH VILLAGE SAVINGS BANK — 2011
What MEREDITH VILLAGE SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 630,055,000 | 648,603,000 | 651,344,000 | 669,160,000 |
| Total loans | 500,256,000 | 504,293,000 | 507,196,000 | 508,389,000 |
| Allowance for loan losses | 4,515,000 | 4,600,000 | 4,416,000 | 4,580,000 |
| Securities available for sale | 68,028,000 | 66,465,000 | 79,381,000 | 76,848,000 |
| Securities held to maturity | 65,000 | 50,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 477,999,000 | 491,050,000 | 501,117,000 | 513,598,000 |
| Interest-bearing deposits | 452,435,000 | 464,826,000 | 472,476,000 | 484,890,000 |
| Noninterest-bearing deposits | 25,564,000 | 26,224,000 | 28,641,000 | 28,708,000 |
| Equity capital | 70,903,000 | 72,389,000 | 73,582,000 | 73,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,517,000 | 15,146,000 | 22,759,000 | 30,392,000 |
| Interest expense | 1,403,000 | 2,781,000 | 4,228,000 | 5,687,000 |
| Net interest income | 6,114,000 | 12,365,000 | 18,531,000 | 24,705,000 |
| Noninterest income | 1,382,000 | 2,681,000 | 4,005,000 | 5,569,000 |
| Noninterest expense | 5,564,000 | 11,060,000 | 16,361,000 | 23,157,000 |
| Provision for loan losses | 396,000 | 792,000 | 1,188,000 | 1,789,000 |
| Pretax income | 1,536,000 | 3,194,000 | 5,292,000 | 5,643,000 |
| Income tax | 443,000 | 966,000 | 1,635,000 | 1,468,000 |
| Net income | 1,093,000 | 2,228,000 | 3,657,000 | 4,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,704,000 | 68,839,000 | 70,152,000 | 70,634,000 |
| Total capital | 72,352,000 | 73,572,000 | 74,701,000 | 75,347,000 |
| Risk-weighted assets | 459,323,000 | 459,084,000 | 466,260,000 | 468,869,000 |