Call reports 2010
MEREDITH VILLAGE SAVINGS BANK — 2010
What MEREDITH VILLAGE SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 588,186,000 | 606,619,000 | 624,389,000 | 621,833,000 |
| Total loans | 453,122,000 | 464,503,000 | 474,261,000 | 483,678,000 |
| Allowance for loan losses | 4,879,000 | 4,549,000 | 4,111,000 | 4,301,000 |
| Securities available for sale | 71,181,000 | 72,314,000 | 69,958,000 | 68,522,000 |
| Securities held to maturity | 773,000 | 773,000 | 768,000 | 768,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 453,776,000 | 468,397,000 | 483,771,000 | 478,150,000 |
| Interest-bearing deposits | 435,187,000 | 443,887,000 | 458,136,000 | 451,645,000 |
| Noninterest-bearing deposits | 18,589,000 | 24,510,000 | 25,635,000 | 26,505,000 |
| Equity capital | 67,616,000 | 68,887,000 | 70,026,000 | 69,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,652,000 | 15,169,000 | 22,780,000 | 30,274,000 |
| Interest expense | 1,543,000 | 3,039,000 | 4,570,000 | 6,073,000 |
| Net interest income | 6,109,000 | 12,130,000 | 18,210,000 | 24,201,000 |
| Noninterest income | 1,280,000 | 2,404,000 | 3,657,000 | 5,433,000 |
| Noninterest expense | 5,076,000 | 10,428,000 | 15,756,000 | 22,951,000 |
| Provision for loan losses | 242,000 | 845,000 | 1,143,000 | 2,036,000 |
| Pretax income | 2,071,000 | 3,337,000 | 6,143,000 | 5,822,000 |
| Income tax | 638,000 | 951,000 | 1,874,000 | 1,486,000 |
| Net income | 1,433,000 | 2,386,000 | 4,269,000 | 4,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,495,000 | 65,448,000 | 66,527,000 | 66,594,000 |
| Total capital | 69,494,000 | 70,117,000 | 70,771,000 | 71,028,000 |
| Risk-weighted assets | 424,822,000 | 431,487,000 | 436,721,000 | 446,740,000 |