Call reports 2002
MEREDITH VILLAGE SAVINGS BANK — 2002
What MEREDITH VILLAGE SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 337,010,000 | 358,309,000 | 365,477,000 | 386,136,000 |
| Total loans | 240,414,000 | 249,044,000 | 239,932,000 | 245,241,000 |
| Allowance for loan losses | 2,342,000 | 2,396,000 | 2,458,000 | 2,559,000 |
| Securities available for sale | 56,572,000 | 78,857,000 | 88,873,000 | 80,503,000 |
| Securities held to maturity | 665,000 | 620,000 | 620,000 | 620,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,452,000 | 275,016,000 | 284,597,000 | 304,866,000 |
| Interest-bearing deposits | 240,354,000 | 255,604,000 | 264,932,000 | 284,220,000 |
| Noninterest-bearing deposits | 16,098,000 | 19,412,000 | 19,665,000 | 20,646,000 |
| Equity capital | 37,269,000 | 38,823,000 | 41,023,000 | 41,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,435,000 | 10,980,000 | 16,575,000 | 22,207,000 |
| Interest expense | 1,821,000 | 3,657,000 | 5,533,000 | 7,294,000 |
| Net interest income | 3,614,000 | 7,323,000 | 11,042,000 | 14,913,000 |
| Noninterest income | 548,000 | 1,019,000 | 2,009,000 | 2,523,000 |
| Noninterest expense | 2,726,000 | 5,522,000 | 8,434,000 | 11,607,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,376,000 | 2,700,000 | 4,471,000 | 5,620,000 |
| Income tax | 485,000 | 895,000 | 1,465,000 | 1,790,000 |
| Net income | 891,000 | 1,805,000 | 3,006,000 | 3,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,215,000 | 37,118,000 | 38,314,000 | 39,148,000 |
| Total capital | 39,107,000 | 39,914,000 | 41,017,000 | 42,013,000 |
| Risk-weighted assets | 205,488,000 | 210,448,000 | 211,737,000 | 219,676,000 |