Call reports 2001
MEREDITH VILLAGE SAVINGS BANK — 2001
What MEREDITH VILLAGE SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 302,945,000 | 315,035,000 | 314,174,000 | 336,078,000 |
| Total loans | 225,917,000 | 235,395,000 | 244,675,000 | 236,357,000 |
| Allowance for loan losses | 2,086,000 | 2,148,000 | 2,214,000 | 2,282,000 |
| Securities available for sale | 51,826,000 | 44,860,000 | 41,762,000 | 39,376,000 |
| Securities held to maturity | 3,866,000 | 6,064,000 | 550,000 | 547,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,446,000 | 240,247,000 | 252,455,000 | 263,536,000 |
| Interest-bearing deposits | 213,311,000 | 221,624,000 | 233,281,000 | 246,651,000 |
| Noninterest-bearing deposits | 13,135,000 | 18,623,000 | 19,174,000 | 16,885,000 |
| Equity capital | 33,918,000 | 34,529,000 | 35,748,000 | 36,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,688,000 | 11,471,000 | 17,295,000 | 22,908,000 |
| Interest expense | 2,715,000 | 5,215,000 | 7,417,000 | 9,375,000 |
| Net interest income | 2,973,000 | 6,256,000 | 9,878,000 | 13,533,000 |
| Noninterest income | 280,000 | 629,000 | 1,127,000 | 1,652,000 |
| Noninterest expense | 2,320,000 | 4,723,000 | 7,240,000 | 10,301,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 873,000 | 2,042,000 | 3,585,000 | 4,734,000 |
| Income tax | 285,000 | 681,000 | 1,247,000 | 1,602,000 |
| Net income | 588,000 | 1,361,000 | 2,338,000 | 3,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,807,000 | 33,579,000 | 34,543,000 | 35,330,000 |
| Total capital | 35,366,000 | 36,221,000 | 37,154,000 | 38,143,000 |
| Risk-weighted assets | 180,268,000 | 190,238,000 | 192,222,000 | 199,516,000 |