Call reports 2005
GREENLEAF BANK — 2005
What GREENLEAF BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 50,065,000 | 51,356,000 | 51,599,000 | 56,729,000 |
| Total loans | 38,140,000 | 39,710,000 | 41,594,000 | 41,270,000 |
| Allowance for loan losses | 609,000 | 588,000 | 603,000 | 603,000 |
| Securities available for sale | 3,098,000 | 3,186,000 | 3,071,000 | 2,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,407,000 | 43,791,000 | 44,210,000 | 48,925,000 |
| Interest-bearing deposits | 36,378,000 | 36,718,000 | 37,113,000 | 40,898,000 |
| Noninterest-bearing deposits | 6,029,000 | 7,073,000 | 7,097,000 | 8,027,000 |
| Equity capital | 4,687,000 | 4,798,000 | 4,892,000 | 4,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 706,000 | 1,436,000 | 2,206,000 | 2,993,000 |
| Interest expense | 205,000 | 439,000 | 704,000 | 1,002,000 |
| Net interest income | 501,000 | 997,000 | 1,502,000 | 1,991,000 |
| Noninterest income | 87,000 | 199,000 | 265,000 | 336,000 |
| Noninterest expense | 452,000 | 923,000 | 1,388,000 | 1,841,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 129,000 | 258,000 | 356,000 | 456,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 129,000 | 258,000 | 356,000 | 456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,649,000 | 4,753,000 | 4,850,000 | 4,641,000 |
| Total capital | 5,134,000 | 5,248,000 | 5,348,000 | 5,150,000 |
| Risk-weighted assets | 38,657,000 | 39,488,000 | 40,656,000 | 41,561,000 |