Call reports 2004
GREENLEAF BANK — 2004
What GREENLEAF BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 46,176,000 | 47,467,000 | 48,326,000 | 50,993,000 |
| Total loans | 34,541,000 | 35,112,000 | 33,562,000 | 36,886,000 |
| Allowance for loan losses | 436,000 | 536,000 | 554,000 | 560,000 |
| Securities available for sale | 3,507,000 | 3,078,000 | 3,188,000 | 3,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,903,000 | 40,446,000 | 41,347,000 | 43,794,000 |
| Interest-bearing deposits | 33,094,000 | 34,617,000 | 34,912,000 | 36,180,000 |
| Noninterest-bearing deposits | 5,809,000 | 5,829,000 | 6,435,000 | 7,614,000 |
| Equity capital | 4,585,000 | 4,535,000 | 4,557,000 | 4,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 591,000 | 1,177,000 | 1,762,000 | 2,420,000 |
| Interest expense | 159,000 | 307,000 | 467,000 | 646,000 |
| Net interest income | 432,000 | 870,000 | 1,295,000 | 1,774,000 |
| Noninterest income | 86,000 | 171,000 | 240,000 | 303,000 |
| Noninterest expense | 478,000 | 954,000 | 1,422,000 | 1,884,000 |
| Provision for loan losses | 45,000 | 90,000 | 105,000 | 115,000 |
| Pretax income | -5,000 | -3,000 | 8,000 | 78,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -5,000 | -3,000 | 8,000 | 78,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,490,000 | 4,478,000 | 4,489,000 | 4,546,000 |
| Total capital | 4,925,000 | 4,922,000 | 4,927,000 | 4,990,000 |
| Risk-weighted assets | 35,568,000 | 36,283,000 | 34,950,000 | 35,333,000 |