Call reports 2003
GREENLEAF BANK — 2003
What GREENLEAF BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 46,685,000 | 50,131,000 | 47,647,000 | 48,824,000 |
| Total loans | 31,967,000 | 31,503,000 | 31,124,000 | 32,995,000 |
| Allowance for loan losses | 469,000 | 399,000 | 399,000 | 386,000 |
| Securities available for sale | 4,750,000 | 4,986,000 | 4,430,000 | 4,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,968,000 | 41,615,000 | 39,697,000 | 41,584,000 |
| Interest-bearing deposits | 33,356,000 | 33,767,000 | 33,940,000 | 35,918,000 |
| Noninterest-bearing deposits | 4,612,000 | 7,848,000 | 5,757,000 | 5,666,000 |
| Equity capital | 4,492,000 | 4,654,000 | 4,655,000 | 4,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 648,000 | 1,266,000 | 1,867,000 | 2,469,000 |
| Interest expense | 249,000 | 466,000 | 664,000 | 871,000 |
| Net interest income | 399,000 | 800,000 | 1,203,000 | 1,598,000 |
| Noninterest income | 173,000 | 399,000 | 539,000 | 609,000 |
| Noninterest expense | 385,000 | 777,000 | 1,204,000 | 1,626,000 |
| Provision for loan losses | 30,000 | 75,000 | 120,000 | 165,000 |
| Pretax income | 157,000 | 370,000 | 441,000 | 439,000 |
| Income tax | 21,000 | 21,000 | 21,000 | 21,000 |
| Net income | 136,000 | 349,000 | 420,000 | 418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,331,000 | 4,528,000 | 4,569,000 | 4,520,000 |
| Total capital | 4,724,000 | 4,927,000 | 4,967,000 | 4,906,000 |
| Risk-weighted assets | 31,402,000 | 32,759,000 | 31,138,000 | 34,605,000 |