Call reports 2025
CENTRAL BANK AND TRUST — 2025
What CENTRAL BANK AND TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 204,028,000 | 197,957,000 | 192,786,000 | 202,104,000 |
| Total loans | 106,781,000 | 108,234,000 | 107,326,000 | 109,399,000 |
| Allowance for loan losses | 791,000 | 791,000 | 792,000 | 787,000 |
| Securities available for sale | 40,984,000 | 47,138,000 | 41,783,000 | 54,875,000 |
| Securities held to maturity | 40,034,000 | 34,216,000 | 34,499,000 | 28,278,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,350,000 | 174,827,000 | 172,923,000 | 183,469,000 |
| Interest-bearing deposits | 127,670,000 | 120,070,000 | 118,916,000 | 131,712,000 |
| Noninterest-bearing deposits | 59,680,000 | 54,757,000 | 54,007,000 | 51,757,000 |
| Equity capital | 16,454,000 | 16,457,000 | 16,637,000 | 16,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,227,000 | 4,546,000 | 6,805,000 | 9,266,000 |
| Interest expense | 240,000 | 487,000 | 748,000 | 1,009,000 |
| Net interest income | 1,987,000 | 4,059,000 | 6,057,000 | 8,257,000 |
| Noninterest income | 144,000 | 291,000 | 450,000 | 608,000 |
| Noninterest expense | 1,252,000 | 2,507,000 | 3,816,000 | 5,523,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 21,000 |
| Pretax income | 879,000 | 1,844,000 | 2,691,000 | 3,322,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 879,000 | 1,844,000 | 2,691,000 | 3,322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,785,000 | 16,659,000 | 16,667,000 | 16,799,000 |
| Total capital | 17,576,000 | 17,450,000 | 17,460,000 | 17,586,000 |
| Risk-weighted assets | 99,950,000 | 99,018,000 | 97,439,000 | 100,253,000 |