Call reports 2024
CENTRAL BANK AND TRUST — 2024
What CENTRAL BANK AND TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 203,810,000 | 199,537,000 | 199,716,000 | 207,787,000 |
| Total loans | 117,794,000 | 114,795,000 | 113,380,000 | 110,596,000 |
| Allowance for loan losses | 1,135,000 | 820,000 | 800,000 | 794,000 |
| Securities available for sale | 10,315,000 | 10,353,000 | 20,803,000 | 40,779,000 |
| Securities held to maturity | 67,872,000 | 65,178,000 | 55,155,000 | 39,628,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,049,000 | 183,792,000 | 183,444,000 | 189,795,000 |
| Interest-bearing deposits | 129,144,000 | 120,129,000 | 118,679,000 | 130,370,000 |
| Noninterest-bearing deposits | 57,905,000 | 63,663,000 | 64,765,000 | 59,425,000 |
| Equity capital | 15,846,000 | 15,578,000 | 16,057,000 | 17,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,998,000 | 3,981,000 | 6,047,000 | 8,206,000 |
| Interest expense | 234,000 | 492,000 | 754,000 | 1,006,000 |
| Net interest income | 1,764,000 | 3,489,000 | 5,293,000 | 7,200,000 |
| Noninterest income | 127,000 | 261,000 | 431,000 | 2,196,000 |
| Noninterest expense | 1,184,000 | 2,458,000 | 3,774,000 | 5,294,000 |
| Provision for loan losses | 0 | 40,000 | 20,000 | 20,000 |
| Pretax income | 707,000 | 1,252,000 | 1,930,000 | 4,082,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 707,000 | 1,252,000 | 1,930,000 | 4,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,646,000 | 16,339,000 | 16,506,000 | 18,258,000 |
| Total capital | 17,781,000 | 17,159,000 | 17,306,000 | 19,052,000 |
| Risk-weighted assets | 112,526,000 | 109,216,000 | 103,823,000 | 100,120,000 |