Call reports 2023
CENTRAL BANK AND TRUST — 2023
What CENTRAL BANK AND TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 223,942,000 | 223,546,000 | 216,830,000 | 209,670,000 |
| Total loans | 118,212,000 | 120,030,000 | 118,420,000 | 121,898,000 |
| Allowance for loan losses | 1,135,000 | 1,135,000 | 1,135,000 | 1,135,000 |
| Securities available for sale | 19,979,000 | 19,993,000 | 20,020,000 | 10,429,000 |
| Securities held to maturity | 74,687,000 | 74,658,000 | 69,625,000 | 69,086,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,828,000 | 193,038,000 | 189,477,000 | 190,568,000 |
| Interest-bearing deposits | 149,653,000 | 131,449,000 | 129,806,000 | 130,582,000 |
| Noninterest-bearing deposits | 59,175,000 | 61,589,000 | 59,671,000 | 59,986,000 |
| Equity capital | 15,074,000 | 15,201,000 | 15,339,000 | 15,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,859,000 | 3,858,000 | 5,828,000 | 7,872,000 |
| Interest expense | 86,000 | 269,000 | 610,000 | 859,000 |
| Net interest income | 1,773,000 | 3,589,000 | 5,218,000 | 7,013,000 |
| Noninterest income | 119,000 | 265,000 | 411,000 | 548,000 |
| Noninterest expense | 1,214,000 | 2,395,000 | 3,590,000 | 5,103,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 678,000 | 1,459,000 | 2,039,000 | 2,409,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 678,000 | 1,459,000 | 2,039,000 | 2,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,325,000 | 16,438,000 | 16,549,000 | 16,518,000 |
| Total capital | 17,460,000 | 17,573,000 | 17,684,000 | 17,653,000 |
| Risk-weighted assets | 117,049,000 | 118,437,000 | 117,201,000 | 116,946,000 |